Added Wavier of Premium Rider:
This was added to support products that have a waiver of premium option or rider. For Waiver of Premium riders, when conditions are met, the planned premiums are waived for a specified period.
Intelligent Quote was enhanced to provide the following capability:
- The Waiver of Specified Premium (WSP) amount and the rating (when applicable) can be specified
Added Overloan Protection Rider:
This was added to support products that have a rider that prevents policies from lapsing due to outstanding loans on the surrender value.
Both riders are now displayed in the Reports & Riders section, as seen below:

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